Core Deposits are very, very good. They may well be the foundation of value creation for retail banks. We offer a variety of Core Deposit related services, including modeling, sensitivity analysis, and valuation analysis. Our team leaders have both “Buy Side” and “Sell Side” branch deposit sales experience that we share with our clients.

Please contact us for more information on this topic. Presentations and publications include:

• Using Physical Models to Describe and Value Core Deposits
• Published in Bank Accounting & Finance
• Presented at ALM Europe and ALM USA (2000-2002)
   
• Core Deposit Modeling
• Presentation at the OCC Capital Markets seminar (2003)
   
• An Alternative View of Non-Maturity Deposit Modeling
  • Published in Bank Asset/Liability Management
     
• Core Deposits: Theory & Practice
• Presented at IPS-Sendero PATH conference (2007)
   
• Estimating Deposit Rate Sensitivity: Retail Certificates of Deposit
• Published in Bank Asset/Liability Management
   
• An Overview of Core Deposits
• Published in Bank Asset/Liability Management
   
• Money Market Deposits
• Published in Bank Asset/Liability Management